Terms & Conditions

Last updated September 1, 2026

These Terms & Conditions (“Terms”) govern your use of aibewellthy.com (the “Site”), operated by BE WELLthy (“we,” “us,” or “our”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. Educational tools only

Every calculator, illustration analysis, and score on this Site is an educational, hypothetical illustration based on assumptions you provide or that we disclose. Nothing on the Site is personalized financial, tax, legal, or insurance advice, and nothing here is an offer or solicitation to buy or sell any security, insurance product, or annuity. Results are not guaranteed and actual outcomes will vary. BE WELLthy is not currently a licensed securities professional or investment adviser. Consult a licensed financial, tax, legal, or insurance professional before acting on anything you see here.

2. AI-generated content

Some tools on this Site use artificial intelligence (including third-party AI models) to read documents you upload or to generate analysis, illustrations, or images. AI output can be incomplete or wrong, especially when reading low-quality scans or unusual document formats. Nothing generated by AI on this Site should be treated as verified against your actual carrier, account, or advisor records. Confirm anything that matters with the original source before relying on it.

3. Your uploads

If a tool lets you upload a document (for example, a life insurance in-force illustration), you represent that you have the right to share that document with us for the purpose of generating your analysis. See our Privacy Policy for how uploaded documents and the information you submit are handled.

4. No guarantee, no liability

The Site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, BE WELLthy is not liable for any decision made, or any loss incurred, based on information from this Site.

5. Changes

We may update these Terms from time to time. Continued use of the Site after a change means you accept the updated Terms.

6. Contact

BE WELLthy · contactus@aibewellthy.com